
Effective Date: 07/13/2025
Welcome to www.loan-doctor.com (the "Website"), operated by Ri2 Consulting Company, DBA Imarketinguru LLC, and representing the Rate Guardian™ service. We respect your privacy and are committed to protecting your personal information.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Website. Please read this Privacy Policy carefully. If you do not agree with the terms, please do not access the Website.
No Mobile Sharing Clause
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Collection of Your Information
Personal Data:
Personally identifiable information such as your name, email address, phone number, and any other similar information you voluntarily provide when registering or contacting us.
Usage Data:
Information about your computer hardware and software that is automatically collected by the Website. This may include your IP address, browser type, domain names, access times, and referring website addresses.
Tracking Technologies:
Technologies such as cookies, web beacons, tags, and scripts are used by Ri2 Consulting Company, DBA Imarketinguru LLC. These technologies help us analyze trends, administer the site, track users’ movements around the site, and gather demographic information.
Use of Your Information
We may use the information we collect from you to:
Provide and maintain our Website;
Improve, personalize, and expand our Website;
Understand and analyze how you use our Website;
Communicate with you to provide updates and related information;
Send you marketing and promotional communications;
Respond to your comments, questions, and requests, and provide customer support;
Monitor and analyze usage trends;
Protect against unauthorized or illegal activity.
Security of Your Information
We take reasonable measures to help protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or method of electronic storage is 100% secure. Therefore, while we strive to protect your information, we cannot guarantee its absolute security.
Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Your continued use of the Website after we post modifications will constitute your acknowledgment and acceptance of the updated policy.
Contact Us
If you have any questions regarding this Privacy Policy, please contact us at:
Ri2 Consulting Company / iMarketinguru LLC
Representing Rate Guardian™
Offices in Florham Park, NJ 07932
By using this Website, you signify your acceptance of this Privacy Policy. If you do not agree, please do not use the Website. Continued use following any updates will be deemed acceptance of those changes.

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