Government Loans

See which loan program is best suited for you and your family.

VA Loans

VA (Veterans Affairs) Loans are expressly for current and veteran service members – and eligible spouses – looking to purchase or refinance a home.

FHA Loans

FHA Loans have no income limits, but require a 3.5% minimum down payment and a maximum loan amount of $770,500 on Oahu in 2023 for a one-unit property.

USDA Loans

USDA loans are part of the Rural Development program and they offer mortgages for rural homebuyers with no down payment

required.

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